Car Loan Guides
Plain-English guides to COE renewal, refinancing and car loans in Singapore, so you know what to expect before you apply.

October 2026 PQP: What COE Renewal Really Costs Now
October 2026 PQP figures are out. See what a five-year and a ten-year COE renewal really costs now, and how to weigh renewing honestly against scrapping.
October 2026

Cat A COE Hits a Record: Renew, Scrap, or Buy New?
Category A COE hit a record $133,009 on 9 September 2026. Here is how renewing, scrapping, and buying new really compare once your car turns ten years old.
4 min read
OMV, ARF, and PARF: Your Car’s Upfront Fees Explained
OMV, ARF, and PARF decide what a car costs upfront and what comes back at the end. Here is what each fee means, and what LTA’s 2026 revision changed for you.
5 min read
Should You Refinance Your Car Loan? Do the Maths First
Refinancing a car loan can lower your monthly instalment or quietly cost you more. Here is the maths, the fees to check, and what the MAS rules allow you.
5 min readWant to get the best loan deal?
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