COE Car Loan Singapore — Simple, Fast & Flexible
Get approved for a COE renewal or car loan in as little as 48 hours, with instalments that actually fit your budget.
Get My Free Quote
Our Car Loan Services
Renewing your COE? Get financing that covers your renewal premium with flexible terms built around it.
Learn MoreLoans for used and second-hand vehicles, with rates that stay competitive even on older cars.
Learn MoreAlready have a loan? Refinance with us and lower your monthly instalment.
Learn MoreWhat Is Certificate of Entitlement (COE) & Prevailing Quota Premium (PQP)?
What’s a COE Renewal Loan?
A COE renewal loan helps you renew your car’s COE without paying the full premium upfront. This renewal cost is called the Prevailing Quota Premium (PQP). Instead of paying it in one go, you repay it through manageable monthly instalments. You’ll choose to renew your COE for either 5 or 10 years, which sets your loan tenure too. These loans can go up to 100% of the premium, subject to approval, so you may need little to no down payment.
How COE Renewal Financing Works
COE Renewal Loan Rates
From 2.38% p.a. — get your personalised rate in minutes.
Why Choose Accord Motor Enterprise
Fast Approval
Get a decision in as little as 48 hours, not days.
Flexible Financing
Choose your own tenure, with the option to make early repayments without penalty.
Competitive Rates
We compare your options so you’re not stuck with the first rate you’re offered.
Simple, Straightforward Process
No confusing paperwork — just a short application, a fast decision, and a clear offer.
How It Works

EnquireTell us what you need financing for

Get your quoteWe come back with your rate and tenure options

Submit your documentsA short checklist, nothing complicated

Approved & disbursedYour loan is settled and your financing begins
What Our Customers Say
Real feedback from our customers.
I had a great experience with my car loan application. The staff was very friendly, helpful, and professional throughout the process. She really knows her work, explained everything clearly, and was always quick to respond to my questions.
The whole process was smooth and hassle-free. I truly appreciate the excellent service and support. Highly recommended to anyone looking for a car loan!
Excellent service from Accord Motoring throughout my car COE renewal and financing process. The entire process was smooth, fast, and hassle-free. Everything was handled efficiently, and my COE renewal was completed within just two days!
I never expected the COE renewal process to be this simple and straightforward. A big thank you to the Accord Motoring team (Eileen / Yvonne) for their professionalism and support throughout the entire process. Highly recommended!
Excellent service from Accord Motoring on my car refinancing process. The entire process was smooth and fast. A great thank you to Valerie who was detailed and prompt in answering my queries and to give constant updates during the whole process.
Accord Motor has never failed to reach out to me when my road tax is due for renewal.
My car is reaching its 10-yr COE next month. It has faithfully served me for the last 10 years without any major issue, and has been renewed for another 5 years.
Accord’s service has always been friendly and prompt. It will be my preference for the next 5 years.
Outstanding service by Valerie. Any questions or whatsoever you can ask her without hesitation and she will still do her best to assist.
She guided us throughout the transaction. Step by step. Everything was smooth, hassle free and successful.
Worth every bit of the 5 stars. Highly recommended.
Super responsive, follows up with me every year, and always gets a better price than every other quote I find. Recommended them to many friends, all happy with their service and prices!
Great service staff. Very efficient and knowledgeable. Have used this company for all my motoring needs.
Very efficient, get things done fast and been dealing with the staff called Valerie. Great job, well done...
Very helpful with the quotes and other enquiry. Very busy and was reminded by them very fast & efficient. Thank you Valerie.
I used to be with AIG and I was shocked by the invoice that they sent me for renewal. Excellent service by Accord Motor to provide me half of the cost of my existing coverage. They did a line by line comparison and quoted me the lowest cost within 1 day. I appreciate their service and cost.
About Accord Motoring
Accord Motor Enterprise has been helping Singapore drivers finance their cars and COE renewals since 2008.
We operate as a loan agent, connecting you with financing rather than lending directly.
Frequently Asked Questions
Accord Motoring operates as a loan agent, connecting you with financing rather than lending directly — so a moneylender’s licence isn’t required for what we do.
On average, approvals take 1 ~ 3 working days.
Yes — COE renewal financing is one of our core services.
Our office is located at Enterprise Hub, 48 Toh Guan Road in Jurong East. We offer our services across Singapore and provide on-site as well.
New car loans, used car loans, COE renewal loans, and refinancing for an existing car loan.
Yes — see our dedicated refinancing page to check your eligibility and get a quote.
Yes — your application and documents can be submitted digitally. The only in-person step is a quick endorsement once your loan is confirmed.
Your maximum depends on your vehicle’s age and loan type — up to 70% of its value for vehicles under 10 years old, or up to 100% of the premium for a COE renewal. See our guide on maximum loan amounts for the full breakdown.
Yes — we finance new cars, used cars, and COE renewals.
Call or WhatsApp us, or fill in the enquiry form on this page — see the contact details below.
-
Phone+(65) 9321 9933
-
WhatsApp+(65) 9321 9933
-
Address
48 Toh Guan Road East
#01-151 Enterprise Hub
Singapore 608586 -
Hours
Monday – Friday: 9am – 7pm
Saturday: 9am – 2pm
Sunday & Public Holidays: Closed
